Visit www.bizvest.co , click the '' Register” link, and provide business details and password.

Our services are Savings, Investments (Fixed Term Notes in Naira; USD coming soon), Wallets, Lending (Coming soon) and Advisory Services

We have range of Savings and Investment products that is carefully designed for our customers
Savings - Minimum amount of N1,000 @10% interest p/a
Investment - NGN: Minimum amount of N50,000 @ 10% - 15% p/a
Investment - USD: Minimum amount of $100 @ 5% - 7% p/a (Coming soon)

Withdrawals done on the 14th and 28th of each month are free. 2% penalty (on amount being withdrawn) will apply for any withdrawal outside of the 14th and 28th of the month.

Withdrawals of N250,000 and below will be credited within 2 hours of redemption.
Withdrawals above N250,000 will be treated within 6 hours of redemption request.
Withdrawals can only be done once in a 24-hour period.
Minimum withdrawal is set at N2,000 per transaction

Upon maturity, investment principal plus interest will be paid into your wallet. Withdrawals can then be made from the wallet with no restrictions

Withdrawals from wallets can be done on any day of the month, subject to a minimum of N2,000 per withdrawal.
Withdrawals of N250,000 and below will be credited within 2 hours of redemption.
Withdrawals above N250,000 will be treated within 6 hours of redemption request.
Withdrawals can only be done once in a 24-hour period.

All withdrawal processing is subject to users having full KYC requirements in place.
Withdrawal requests made after 3pm will be treated the next business day

Visit www.bizvest.co and click the ”Apply Now” button. You are only eligible to apply for a loan after saving for at least 6 months and you are only eligible to borrow the times two of your savings with us.

Minimum loan amount is N500,000 and the maximum amount is N5,000,000.

SHORT TERM LOANS : pay one-off expenses or take advantage of a great business opportunity such as a sales discount, special orders, etc
LPO FINANCING : A financing option for small businesses that need money to meet a single or multiple job order(s)
INVOICE DISCOUNTING: A financing option for small businesses to borrow money against amounts due from customers.
WORKING CAPITAL FINANCE: A financing option for small businesses with regular revenue streams that need money to finance everyday operations, pay one-off expenses or take advantage of a great business opportunity such as a sales discount, special orders, etc
EDUBIZ LOAN: A financing option for schools that need funds to execute a short term project or pay a one off expense. Repayment is done termly in line with when school fees are received.

Business must have been in operation for 2 years or more
Business must be located in Lagos or Port-Harcourt
Request letter on business letterhead
CAC Documents
6 Months Bank Statement
Copy Of Valid ID Card of business owners).
Where applicable, documentary proof of what funds will be used for e.g. copy of LPO, Invoice, etc.
Enterprise/ Ventures: a minimum of 2 guarantors
Limited Liability Company: Managing Director and a minimum of 2 other guarantors

Yes. You must have either an active Savings or an Investment account with BizVest before you are eligible to access our facility To obtain a loan, you are required to have a minimum of 50% of the loan amount being requested in your savings account.

Your BVN is for identity verification and to help us guard you against identity theft. This further helps us protect your funds and transactions.

You do not need physical collateral such as landed property, vehicles, e.t.c.
You also have to provide a minimum of 2 guarantors for your loan
Your Savings and Investment with us will also serve as a form of collateral security
We accept post-dated cheques.

Rates are between 3% - 6% per month, depending on the credit score of the borrower.

Yes. Administrative fee of 2% (one-off at loan inception).

Usually, within 48 hours after all relevant loan documents have been executed and returned to BizVest.

Typically for returning clients yes,but it may take a bit longer for first time clients.

The minimum and maximum loan terms are 2 months and 6 months respectively.

Yes,

Yes.

No.

Your interest is prorated when you pre-liquidate.

Yes, if there is a valid reason for this. However, this will attract a restructuring fee

You can make transfers/ deposits into BizVest’s Bank account.

Send an email to info@bizvest.co
Call: 09010002088 or 0700-BIZVEST -
Contact Form on website
Chat App

BizVest is a strategic business unit of BizNurture Financial Services which owns the majority stake. Members of the coop have a minority stake.

We promote the savings culture in a unique way
We offer competitive rates on our products
We offer bespoke advisory and business support
Our processes are seamless and customer centric
We promote Community